Insurance for Massage Therapy (professional liability)

Insurance for Massage Therapy professionals (malpractice,
product and general liability protection) is now included as a
benefit of membership in the Holistic Benefits & Services association.

Download an Insurance for Massage Therapy application
or
Contact Us for more information.

Policy details:

$1 Million per Occurance / $2 Million Aggregate Policy
- Professional Malpractice: $1 million per occurrence, $2 million annual aggregate. One membership policy covers you for all the modalities covered that you are qualified to practice.
- General (trip and fall on premises etc.): $1 million per occurrence, $2 million annual aggregate.

Our Underwritter is Rated A: an insurance carrier which is listed in the A.M. Best book with the A rating.
You are covered wherever you work in all 50 states and US Territories at the office, on site, seminars, conventions, cruise ships, hotels, health spas, etc. as long as you obey the local laws. Be sure you have the required license for the area you are working in. Services rendered without charge are usually except from local licensure requirements.
Occurrence form policy: Covers any occurrence that happens within your coverage dates regardless of when the claim may be made.
Coverage starts as soon as your application is processed.

Other Covered Modalities: This policy also covers qualified practitioners and teachers of: feldenkrais method, Alexander technique, ortho-bionomy, aromatherapy, feng shui, kinesiology, polarity, reflexology, reiki, yoga, dance, tai chi, qi gong, falun gong, breathwork, biofeedback, ear coning/candling, bioenergetics and more.
Low Membership Rates:
- $199 per year for practicing members (insured)
- $79 per year for associate members (non-practicing and uninsured)
Membership Options:

Teaching Option: Add $100 to cover teaching classes of 10-99 students (otherwise practicing membership covers a maximum of 9 students per class)
Additional Coverage: + $70 to raise malpractice from $2 to $3 million.

Additional Insured / Certificate Holder: (additional $10 for each certificate).
Your policy covers you only and only you. Any companies that need to be covered are only covered if your policy lists the company as a certificate holder.
Optional Business Personal Property coverage (additional charges apply)
Optional Comprehensive Health Care Plan (additional charges apply)

Coverage Limitations: Policy covers injury to other people and their property, not the member or her property. It does cover fire damage to the building you are working in, but not fire damage to your equipment and supplies. It does not cover theft loses.
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Coverage Limitations: Policy covers injury to other people and their property, not the member or her property. It does cover fire damage to the building you are working in, but not fire damage to your equipment and supplies. It does not cover theft loses.