Holistic Benefits & Services is a professional
association of
holistic health practitioners offering these benefits and
more.
HBS is specifically designed to offer you
the benefits you
most need with membership rates you can afford.
Member Benefits
Serving Bodyworkers, Energy Workers, Movement
Teachers
Practicing/teaching
membership is only $199 for per
year for Liability
Insurance for Massage Therapy/Therapists, Yoga
Instructors/Teachers and other professions/modalities.
Policy includes five components: $2 million per occurrence
/ $3 million annual aggregate for the coverages of Professional
Liability (malpractice), Commercial General Liability (trip
and fall etc.), Product/Completed Operations, and Personal
and Advertising Injury. Damages to Premises Rented to You
- $50,000. One membership policy covers you for all covered
professions/modalities that you are qualified
for except for esthsetitians which incurs an additional
charge.
The
policy also covers practitioners of: feldenkrais method,
Alexander technique, ortho-bionomy, aromatherapy, feng shui,
kinesiology, polarity, reflexology, reiki, dance, tai chi,
qi gong, falun gong, breathwork, biofeedback, ear coning/candling,
bioenergetics, and color, water, vibrational, and crystal
therapy. Other modalities may also be covered. Contact
us if your modality is not listed.
The policy is
underwritten by an insurance carrier which is listed in
the A.M. Best book with an A rating.
The policy covers
you wherever you work in all 50 states and US Territories.
You are covered at the office, on site, seminar, convention,
hotel, health spa, etc. everywhere in the US and its territories
as long as you obey the local laws. Be sure you have the
required license for the area you are working in. International
coverage not available
It is also an
Occurrence Form Policy so it covers any occurrence that
happens within your coverage dates regardless of when the
claim may be made. Coverage starts as soon as your application
is processed.
Associate membership
is available to anyone for $89 per year and while it does
give access to the optional health plan it does not include
the policy described above.